CEUnits Blog

Insurance Scam Fails


April 23rd, 2015

change your mindset

Fraudulent insurance claims are increasing on a daily basis. In most cases, criminals are turning to this form of felony as a form of making illegal income. It’s very hard to get away with an insurance scam. Here are some high profile instances of insurance scams that have failed:

House on Fire
Mark Thompson, an executive in Chicago had accumulated a lot of debt in Chicago. He burned down his house out of desperation. So he essentially burned down his house hoping for $730,000 in insurance money. Furthermore, to make it appear as a suicide he convinced his 90-year-old mother Carmen to go downstairs, and then doused his own basement with an accelerant and tossed the match to get the fire started. Well Thompson’s idea fell flat and now he’s been given 190 years in federal prison.

Slip and Fall
Isabel Parker is known as the queen of the slip-and-fall scam. The 72-year-old scammer prostrated herself in several department stores, supermarkets and liquor stores. She has fell a total of 49 different times and she filed for claims totaling over $500,000. Her slip-and-fall scam is a sad byproduct of her serious gambling addiction.

Vehicle give-ups
Tramesha Lashon Fox worked in Houston as a high school chemistry teacher. She no longer wanted to make payments on her Chevy Malibu so she offered two of her failing students passing grades to torch her car for the insurance money. Authorities found out and she was quickly fired. She went on to serve 90 days in jail.

Fake tainted-food claims
Carla Patterson tried her best to tap into a Cracker Barrel restaurant in Virginia. She tried to get a $500,000 insurance settlement after discovering a mouse in her vegetable soup. The national chain investigated and found that the mouse had no soup in its lungs and had not been cooked. Patterson was then sentenced to a year in prison. Swindlers like Patterson will often target restaurants to make a quick profit in the belief that the restaurant won’t want the negative publicity. Chain restaurants like Cracker Barrel are smart enough to take the risk of fake tainted food claims. Furthermore, they have also tightened their food production procedures to combat false claims.




Handy List of Words for Social Workers


April 20th, 2015

The word Health surrounded by a collage of words related to heal

 

As a social worker, you are required to keep case notes. It’s important to maintain detailed records through case documentation. It allows you to create successful outcomes for your clients. Always make sure your case notes are useful. Do your best to make sure they provide insight and value. Analyze your notes and see if they would be useful to another case worker. You want to make sure you give an accurate picture of the client’s history, as well as their current situation.

It’s important to use language that is non-judgmental. Neutral language is the most common form of case notes in social work. It’s also helpful if you avoid making assumptions and remember to stick to the concrete facts. You should always indicate clearly when a comment is an observation. It is imperative you make it clear when you are recording the client’s own words by using quotation marks.

Notes are important in this type of work because the courts can subpoena records and other reports; you have to be careful about what you say about your respective client. Write your case notes immediately after you have spoken with a client. Here’s a handy list of words that many social workers use while writing up their case notes:

  • Acknowledged
    Actively Listened
    Addressed
    Advised
    Advocated
    Asked
    Assisted
    Challenging
    Checked In
    Clarified
    Collaborated
    Commended
    Confronted
    Conducted
    Conveyed
    Crisis Intervention
    Developed
    Educated
    Empathized
    Empowered
    Encouraged
    Ensured
    Established
    Explained
    Explored
    Expressed
    Facilitated
    Focusing/Refocusing
    Framing/Reframing
    Goal (setting)
    Development/Goal Setting
    Guided
    Highlighted
    Honoring
    Identified
    Information Giving/Gathering
    Informed
    Interacted
    Interpreted
    Joined
    Modeled
    Observed
    Physical Activity
    Played
    Praised
    Presented
    Probed
    Problem Solving
    Prompted
    Rapport-building
    Recapped
    Recommended
    Redirected
    Reflected
    Reflective Listening
    Reframed
    Reinforced
    Reiterated
    Reminded
    Reviewed
    Role-played
    Social Skills Practice
    Suggested
    Supported
    Teaching/Lecturing
    Urge



Risks Associated with Alcohol and Drug Use in Older Adulthood


November 11th, 2014

CEUnits.com Continuing Education Company

-by Megan Ferguson, Contributing Writer

Prescription medications, over-the-counter medical products, and natural and alternative medicines are widely used by older adults in North America. However, although medications play an important role in healthcare and disease management, there use comes with many risks. Researchers project a 3-fold increase in substance abuse in adults aged 50 or older by 2020. Consequently, an estimated 5 million older adults will require treatment by counselors and drug addiction professionals for substance abuse problems.

Substance use and misuse place older adults at risk for a variety of possible clinical dangers, contributing to increased use of healthcare resources and a need for age-specific interventions. In addition, older adults who abuse alcohol have an increased morbidity rate, emergency room visits and admission in hospitals. However, problems also exist in identifying older people with alcohol related problems, as the symptoms of alcohol harm may be mistaken for other health conditions common in late adulthood such as falling, infections, or digestion problems. Approximately 15% of individuals 65 years of age and older living in the community are at risk for alcohol abuse or dependence and 50% of individuals living in personal care homes drink moderately or are dependent on alcohol. However, only 90% of individuals who are at risk for alcohol abuse or dependence do not receive alcohol treatment services. Therefore, the selective screening approach also suggests that older people are rarely asked about their alcohol consumption.

Adults are more at risk

Additionally, older adults are at a higher risk for prescription drug addiction due to multiple factors. Firstly, increased access to prescription medication through advertisement and less stigma attached to prescription drug use allows older individuals to use prescription medications with decreased barriers. Secondly, older adults consumer more prescription and over-the-counter medications, than other age groups and are more likely to use the medication inappropriately. Thirdly, the current baby boomers in society have an increased life expectancy and have transformed into a “quick fix” society.

Risk of illicit drugs

Illicit drugs may also be increasing in a small percentage in older adults. The National Survey on Drug Use and Health reported that illicit drug use by adults 55 to 59 has increased from 1.9% in 2002 to 5.0% in 2008, which depicts the potential for growth in illicit drug use in the baby boomer cohort. However, illicit drug use in older adults is typically linked to individuals who are lifelong drug users.
If you would like additional information regarding addiction in older adulthood, CEUnits.com offers a course in Substance Use, Misuse, and Abuse Among Older Adults  (Informatiion and statistics in the article are drawn from this course).




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